Welcome to Dividend Calculator ("we", "us", or "our"). This Privacy Policy explains how we handle information when you visit dividendcalculator.wiki or use the dividend calculator. It covers the inputs you enter, the browser session that performs calculations, ordinary site operations, analytics, advertising technologies, and messages sent to support@dividendcalculator.wiki.
1. Browser-based calculations
The dividend calculator is designed to perform its core scenario math in your browser. The values you enter, such as initial investment, dividend yield, contributions, investment period, growth assumptions, tax rate, inflation, payment frequency, and DRIP choice, are used by the page to calculate an estimate on your device. The ordinary calculator workflow does not require an account or a ticker lookup.
Because the calculation runs in the browser, we do not need to receive the calculator inputs to show the basic result. Your browser may still retain temporary page data according to its own settings, and third-party services used by the website may process their own technical information as described below.
2. Information we may collect
- Technical information such as IP address, browser type, device type, operating system, approximate location, referral source, timestamps, and requested pages.
- Usage information such as page views, section visits, calculator interactions, error events, and general performance signals.
- Support information contained in messages you send to our email address, including the contact details and calculator context that you choose to provide.
- Cookie, web beacon, pixel, local storage, or similar identifier information where those technologies are used by the site, analytics providers, security systems, or advertising partners.
We do not require you to create an account for the current homepage calculator. Please do not include sensitive financial account numbers, brokerage credentials, tax identifiers, or other unnecessary personal information in a support message.
3. How we use information
- Operate, maintain, secure, and improve dividendcalculator.wiki.
- Understand whether the calculator, explanations, FAQ, and responsive layout are useful and accessible.
- Detect errors, abuse, automated attacks, fraud, and technical failures.
- Respond to questions, correction requests, bug reports, and accessibility feedback.
- Measure advertising and site performance where applicable and permitted by law.
For example, aggregate usage signals may help us identify whether a form field is confusing or whether a mobile result card is difficult to read. We aim to use this information for site operation and product improvement, not to treat your dividend scenario as a personalized investment profile.
4. Google products, cookies, and advertising
The site may use Google products, including Google AdSense or related Google measurement and advertising services, to serve or measure ads and understand site performance. Those products may collect, share, and use information through cookies, web beacons, IP addresses, device information, browser information, and other identifiers. The exact information and processing can depend on your browser, consent choices, region, and the Google products enabled on the site.
When ads are served, third parties, including Google and advertising partners, may place and read cookies on your browser or use web beacons, IP addresses, and other identifiers to serve, measure, limit, or personalize advertising as allowed by applicable rules and your choices. You can learn how Google uses data from partner sites at Google's partner-sites data-use page.
You can manage cookies through browser controls and, where available, the consent or advertising controls shown for your region. Blocking or deleting cookies may change analytics or advertising behavior, but it should not prevent the basic client-side dividend calculation from working.
5. Analytics and security services
We may use analytics, performance monitoring, hosting, content delivery, spam prevention, and security services. These providers may receive limited technical or interaction data needed to deliver their services. Their processing is governed by their own documentation and privacy terms, subject to the arrangements under which they provide services to the website.
We do not intentionally send your brokerage credentials or private account information through the calculator. If a future feature connects to a ticker, portfolio, or account service, this Privacy Policy should be updated to explain the new data flow before that feature is used.
6. Sharing and disclosure
We do not sell personal information as a standalone product. We may share limited information with hosting, analytics, advertising, security, email, professional, or legal providers when needed to operate the site, deliver ads, measure performance, prevent abuse, respond to support, or comply with law.
We may disclose information when required by legal process, to protect the rights and safety of the site or another person, to investigate abuse or security events, or as part of a business transfer. We aim to limit disclosure to information reasonably necessary for the relevant purpose.
7. Retention
We retain technical logs, analytics records, and support messages only for as long as reasonably needed for operation, security, measurement, support, dispute handling, and legal compliance. Retention periods can vary by provider and purpose. We do not intentionally store the ordinary calculator inputs as a server-side portfolio record merely because you use the browser-based tool.
8. Your choices and rights
Depending on where you live, you may have rights to access, correct, delete, restrict, or object to certain personal information, and you may have rights related to consent. You can contact support@dividendcalculator.wiki with a request. We may need enough information to verify the request and identify the relevant records.
You can also control local browser storage, cookies, and some advertising choices through your browser, device settings, regional consent tools, and provider controls. These choices may not affect information that must be retained for security or legal reasons.
9. Children's privacy
Dividend Calculator is a general-audience website and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through support email or another channel, contact us so we can review the situation and delete information where appropriate.
10. External links
The site may link to brokerage, fund, market-data, tax, regulatory, documentation, or other external resources. Those websites have their own privacy practices. Review their policies before submitting information or relying on their content.
11. Changes to this policy
We may update this Privacy Policy when the site, calculator, analytics, advertising, legal requirements, or data practices change. The effective date at the top of the page will show when the current version was published. Continued use of the site after an update means the revised policy applies to future use.
12. Contact
Email: support@dividendcalculator.wiki
Website: dividendcalculator.wiki