These Terms of Service ("Terms") govern your use of dividendcalculator.wiki and the Dividend Calculator tools and content. By visiting the site or using the calculator, you agree to these Terms. If you do not agree, do not use the site.
1. Service description
Dividend Calculator provides browser-based calculators and educational explanations for exploring dividend income, portfolio value, contributions, growth assumptions, taxes, inflation, payment frequency, and dividend reinvestment. The current homepage is a static JavaScript tool that uses values entered by the visitor and displays a modeled scenario.
The site may add, change, pause, or remove tools, content, formulas, styles, data integrations, or links as development continues. Planned tools are not part of the service until they are published and usable on the site.
2. Educational estimates, not advice
Calculator results are educational estimates based on user-entered assumptions. They are not investment, financial, tax, accounting, or legal advice, and they are not an offer or recommendation to buy, sell, hold, or reinvest in any security. No result is a promise, guarantee, forecast, or representation of future performance.
Real dividends and portfolio values are affected by security-specific distributions, price changes, fees, spreads, taxes, withholding, account rules, timing, inflation, corporate actions, market conditions, and other facts that a simplified scenario may not represent. Review important decisions with a qualified professional and consult reliable first-party or regulatory sources.
3. Assumptions and outputs
The homepage may use a simple assumed share price to translate a yield into a modeled dividend per share. It can model fractional shares and scheduled payments, but it does not fetch a live quote or verify whether a dividend yield is sustainable. Growth rates, tax rates, inflation, payment frequency, and contribution increases are scenario inputs, not facts about a particular company or fund.
The average monthly dividend is annual modeled income divided by 12. It should not be read as a statement that a stock or ETF pays the same amount every month. DRIP comparisons show the effect of the calculator's reinvestment assumptions and do not guarantee that a brokerage plan will operate in the same way.
4. Acceptable use
- Use the site for lawful personal, educational, research, or business planning purposes.
- Do not disrupt, overload, attack, reverse engineer, or interfere with the site or another visitor's use.
- Do not submit brokerage credentials, account passwords, tax identifiers, or unnecessary sensitive information through support channels.
- Do not use the site to make deceptive financial claims or represent scenario outputs as guaranteed income.
- Do not scrape the site aggressively, bypass security controls, inject malicious code, or use automated activity that harms availability.
5. Your responsibility
You are responsible for the values you enter, how you interpret the output, and any decision you make after using the site. Check your inputs for units, percentages, currency, time horizon, tax assumptions, and contribution frequency. Keep your own records of important scenarios because the website is not a portfolio-management or permanent-storage service.
You are also responsible for complying with the laws, rules, account agreements, and professional obligations that apply to your situation.
6. Availability and external services
We do not guarantee that the site will be available without interruption, error, latency, or compatibility issues. Browser behavior, JavaScript support, fonts, analytics, advertising, hosting, and external links can change. The site may link to market-data providers, brokerages, funds, tax resources, regulators, or other third parties; those services have their own terms and are outside our control.
7. Intellectual property
The original text, organization, branding, interface, and code made available through dividendcalculator.wiki belong to the site operator or the relevant rights holder unless stated otherwise. You may use the calculator output for your own analysis, but you may not copy, resell, frame, impersonate, or redistribute the site in a way that suggests a false affiliation or endorsement.
8. Disclaimers and limitation of liability
The site and its results are provided "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, the site operator is not liable for losses, damages, missed opportunities, lost profits, lost data, account consequences, or other claims arising from use of the site, reliance on an estimate, an unavailable page, a display error, an external service, or a decision made using calculator output.
Some jurisdictions do not allow all limitations, so part of this section may not apply to you. Nothing in these Terms removes rights that cannot legally be waived.
9. Changes to these Terms
We may update these Terms when the website, tools, legal requirements, data integrations, or support practices change. The effective date will identify the current version. Continued use after an update means you accept the revised Terms for future use.
10. Contact
Email: support@dividendcalculator.wiki
Website: dividendcalculator.wiki